When you decide to buy a truck, you're presented with a fairly big decision right from the beginning: are you going to buy new, or used? At the end of the day, there's no wrong answer, but here are a few things to help guide you to your decision.

The first thing you'll notice about new vs used vehicles is the price tag. Comparing apples to apples, a new rig will always cost more than used. This fact helps state the importance of setting a budget for your vehicle from the start.

New vehicles have had some amazing technological improvements over the last few years. If you are wanting a vehicle with Bluetooth capabilities, an infotainment system, and turn by turn navigation, you may find yourself looking at a new truck.

We've all heard of a vehicle losing depreciation as soon as it's driven off the lot. In fact, the value of a vehicle can decrease anywhere from 12% - 15% per year. Because of the higher price tag on a new rig, that equates to a bigger hit on a vehicle's value when it's first bought. So while you'll still lose value on a used vehicle, it won't be as big of a hit.

Vehicle insurance is one of the necessary aspects of owning and operating a vehicle. While we may never use it, there is a peace of mind in knowing that if something were to happen, we would be covered. When it comes to insurance rates, again comparing apples to apples, they are usually lower for used vehicles than new. If you have a certain vehicle in mind, reach out to your insurance agent and get a quote based on the make, model, and year of the vehicle.

At the end of the day, there is no wrong answer about whether to buy new or used. It really comes down to what you are wanting to pay, and what you want in your vehicle. If you have any questions, please feel free to reach out!